Online baccarat has seen steady growth in popularity mainly because it is so easy to play. There are three main versions of Baccarat and the one that Smart Live plays is the "Punto Banco" variant which is the easiest version to play. Players are not even required to take any action except on whether to bet on "Dealer" (Banco) or "Player" (Punto) or a tie or a combination of these.

In basic terms, cards are dealt for each and the one that totals closest to 9 wins. Face cards and tens have no value in Baccarat.